Job Creation and Small Businesses Blog

17. May 2009

Are Payments To You Unduly Delayed by your Clients?

Filed under: Small Businesses — Danielle Vallee @ 20:46

RSS FeedOne of my businesses is offering translation services. With the current state of the economy, doing business with small and medium businesses can be difficult because many of these businesses finance part of their operations by delaying payments to their suppliers. This is not an acceptable practice but, unfortunately, it happens more often than not especially when you, as a small supplier, have to deal with one person for the work, and with another (the accountant) for the payment.

When a regular client starts delaying your payments, you have to make a decision: tough it out and wait for long periods before being paid (if you do so, chances are that this trend will remain for good), or try to diplomatically rectify the situation in order to get your payments more promptly. This usually starts with polite inquiries with the people responsible for the payment.

If you contact the client in order to be paid faster, you may encounter one of the following situations:

1.    The client cooperates and expedites your payment (unlikely but lucky you if it happens!).
2.    You have to contact the client several times and tables start to turn on you, as you become the perceived “harasser” (not a pleasant feeling). You will most likely be given a vague time for the payment, or you are given dates that are not met. After many phone calls and notices, you finally get a late payment or you are not told when the payment is going to be made and you still get it late. (Not pleasant either!).
3.    You deal with an accountant who reigns on the business finances and gives you no cooperation whatsoever and tells you that you simply will be paid at the end of the month (and they don’t necessarily mean the current month).
4.    You aggravate the client and he/she decides to do business with someone else.
5.    You find a diplomatic way to solve the problem and have to do it all over again every time you deliver the work.
6.    You find a diplomatic way to solve the problem once and for all.

Personally, I tend to favor the last option. Here is how I did it recently, when one of my good clients started delaying several payments. After a few invoices were paid more than 2 months after the delivery of the work (and I have to add an additional delay for the bank to clear the check), I decided to send out a little note to my client (not the accountant) that read as follows:

“Dear (name withheld),

I just need to let you know that I have to adjust my work schedule to ensure a timely revenue stream.

Since I know that your company will pay me for my work only in two months, if that is okay with you, I will schedule the larger document that I currently have on hand to translate for later this month. I am sure that you understand that no landlord or supermarket is giving me that kind of deferral, and I have to make sure to survive in this tough economy.

If that does not suit your timeline, please let me know as soon as possible, so I can make the necessary adjustments to my schedule.

Thank you and best regards…”

The result was that I received notice the very next day that new arrangements were taken and I could receive Paypal payments instead of checks. I did not have to contact the client: the client contacted me. Where before they were sending checks 2 months later, the payment is now made with PayPal on the day following my delivery of the work.

Always remember that you deserve a prompt payment for the high-quality work that you deliver promptly. This is to underline the importance of diplomacy and doing business with the right person. Being an entrepreneur means being solution-oriented and creative in all areas!

This BLOG is originally published by Danielle Vallee at http://blog.whizventures.com
Creative Commons License
Job Creation and Small Business Blog by Danielle Vallee at www.WhizVentures.com is licensed under a Creative Commons Attribution-No Derivative Works 3.0 United States License.
Based on a work at blog.whizventures.com.
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1. May 2009

Special Trick To Prevent The Swine Flu And Other Nasty Stuff

Filed under: Resources — Danielle Vallee @ 19:50

RSS FeedThis is a bit off topic since my core business is to help people create their job by starting a small business. For more details about that, please see http://www.whizventures.com. However, I am fully trained in alternative medicine, and given the relevance of the topic, I feel the need to share some information.

In this day and age, it is sometimes difficult to know whether a risk is genuine or derives mainly from media hype. But whatever the case is, precautions never hurt. Also, I consider that knowledge comes with a responsibility for sharing it. This is why I want to let you know about a little piece of equipment that zaps parasites, virus and bacteria right out of your blood. It is called a zapper and has been devised by a wonderful lady, Dr Hulda Clark, who has a Doctorate degree in physiology. I must add that I do not sell the thing, nor do I get a commission on sales or anything like it.

I have personally been using the zapper for two years now, both on myself, my family and with friends, and the results are quite impressive. I came across it while researching a way to efficiently get rid of parasites while living in Central America. Natural remedies are not always effective enough for parasite-based illnesses and even when they are, their action tend to be slower than the parasites’. During my two-year stay in Central America I was faced with parasite-based illnesses such as malaria, dengue fever and the like. I was not used to these types of illnesses, so I needed to find new solutions. I have tested the zapper with malaria and dengue cases that were already well installed. The affected people were not getting any better even with medication. But as soon as I used the zapper with them, we really started to see an improvement.

To keep the story short, the action of the zapper is to subtly energize the bloodstream with frequencies that are deadly to parasites, including virus and bacteria. Various organisms vibrate at various frequencies, and parasites have a definite range that is different than for other organisms such as animals and humans. Three sessions of 7 minutes, spaced by 20 minutes of rest will do the trick, provided that the zapper is used properly and as soon as symptoms or discomfort arise. The important thing is to position it over an artery, such as on the wrist, and everything is well explained on the site.

I personally use it as soon as I feel that I am “fighting something” and the discomfort disappears within a few minutes. During the whole time that I was living in Central America, I was never sick. The only health issues I had were a vague feeling of being under the weather, in which case I immediately took my zapper out and that solved the problem and still does. As with all natural therapies, the sooner you take care of the problem, the better the results. Allowing an illness to settle before taking action always makes it harder to get rid of it. Just like ignoring a problem in our business: it rarely goes away but tends to grow and be harder to solve if we wait before addressing it.

This is one precious little tool to have handy in an era where antibiotics are gradually becoming ineffective to fight stronger and deadlier bugs. No matter the strength of the bugs, they cannot survive the electric frequency! Dr Clark even offers for free her plans to build your own zapper. She has excellent books on the subject of healing illnesses. Personally, I am not ready to start building my own zapper, so I use the tiny Terminator II, one of the smallest of the series. If you want to learn more about it, go to www.toolsforhealing.com

Disclaimer: Of course, legally speaking we can never say that a natural remedy or therapy will cure you, even when it does, but here it is: the zapper will not cure you. Anyhow, only you can heal yourself and no one else…

Be healthy and happy!

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